At EYIT, we empower entrepreneurs through our innovative EYIT-SFI (Save to Grow) program, offering small business micro-loans with an incredible interest rate as low as 3%. What sets EYIT-SFI apart is that we require no collateral, making financing accessible and hassle-free for budding business owners. Our unique approach goes beyond loans, as members also have the opportunity to invest in shares and receive dividends at the end of each financial year. With EYIT-SFI, we’re not just providing capital; we’re fostering financial growth, stability, and entrepreneurial success.


  1. Must have 10,000 for membership
  2. Photocopy of National ID
  3. Must have one passport photo
  4. Filling account opening form
  5. Must be 18 years of age and of a sound mind


  1. Must be an ESFI member
  2. Must have 10% shares of the amount applied for and @ share at 5,000
  3. Must have 2 guarantors and they should be ESFI members
  4. Must have a valid National ID
  5. Must be 18 years of age and above and of a sound mind 
  6. Must have a pass port sized photo
  7. Must have photocopies of guarantors National IDs
  8. Must have 10,000 for stationery
  9. Must have a good credit history in case of a previous loan uptake with ESFI if any
  10. Must have a verifiable source of income
  11. Must have an adequacy of collateral

Register Now to become a Member

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